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Formula. The simple interest formula: SI = P×r×t A = P+SI Where, A = Final amount SI = Simple interest P = Principal amount (Initial Investment) r = Annual interest rate in percentage t = Time period in years When calculating simple interest by days, use the number of days for t and divide the interest rate by 365. Likewise, to calculate simple interest month-wise, use the number of months Formula to Calculate Interest Rate. An interest rate formula is used to calculate the repayment amounts for loans and interest over investment on fixed deposits, mutual funds, etc. It is also used to calculate interest on a credit card. If you want to calculate simple interest over more than 1 year, calculate the interest earnings using the principal from the first year, multiplied by the interest rate and the total number of years. Simple Interest: ($100) * (.05) * 3 = $15 simple interest for three years

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8 Oct 2018 Margin trading is the practice of using borrowed funds from a broker or an only be traded over margin accounts such as short sales and futures. Margin trading can, therefore, lead to greater gains compared to spot trading.

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